We believe financial planning is the core service we provide to our clients. However, most of our clients also realize a sound financial plan is worthless without careful implementation and monitoring of their investments. 

Our clients are busy executives, business owners, and parents. They value their time, and our expertise. 

For this reason, most of our clients rely on us to develop their financial plan and manage their investments as a fiduciary in advisory relationships.

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Client Relationship Models

When you hire Totemic Wealth & Planning, we aim for you to experience the profound lift of our Complete Wealth Management package. We believe you can benefit from our holistic approach to financial planning paired with prudent investment management.

Financial Planning and Cash Flow Management

At Totemic Wealth & Planning, our financial planning process is designed to create comprehensive recommendations for every aspect of your financial life. This includes asset allocation, insurance planning, retirement income and cash flow projections, estate planning, Social Security optimization, employee stock plans, education funding, and tax planning. Our goal is to gain a complete understanding of your financial situation and then create a customized investment strategy that helps you meet your goals.

 

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Our process includes the following steps:

  1. Data Gathering Session: We gather information about your income, living expenses, savings, and investments.
  2. Analysis and Consolidation of Information: We compile and organize your data to create a snapshot of your current financial situation. We may ask additional questions at this stage to fill in any gaps from the initial data gathering session.
  3. Initial Plan Presentation Meeting: We present a holistic view of your financial life and incorporate additional life goals and missing information from previous sessions.
  4. Adjustment and Review Period: We refine the plan based on our previous discussions and provide you with additional items to consider.
  5. Second Plan Presentation Meeting: We present actionable recommendations and a rationale for each item.
  6. Ongoing Review and Monitoring: We regularly monitor and review your financial plan, making adjustments as needed to accommodate life changes.

Integrated Investment Management

The first step is to create a financial plan that can drive the majority of your investment decisions. This plan will take into account your current financial situation, goals, and estimated cash flow to structure a portfolio specific to your needs. Next, we will create an investment implementation plan that considers how your money will grow and how comfortable you will be with that growth experience.

At Totemic Wealth & Planning, our team of financial professionals has the experience, tools, and communication skills to help you build an investment portfolio that is tailored to your goals, needs, and risk tolerance. We will focus on your long-term investment plan and help you avoid being distracted by scary, short-term headlines. We believe that investing is about time in the market, not timing the market, and we can help you achieve that goal with professional guidance.

 

Our investment management process includes:

  • Analyzing your current investment portfolio to determine immediate actionable steps.
  • Creating personalized investment strategies to help you achieve your financial goals.
  • Implementing the strategies and guiding you through investment plan transitions as your life evolves.
  • Monitoring your investments and taking risk management actions if needed.
  • Consulting, advising, and counseling you throughout our relationship with you. We will keep you informed, communicate regularly, and conduct regular performance reviews.
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Bottom Line

We are uniquely qualified to develop and implement customized financial plans for our clients. We have the experience, education, and market acumen to execute your plan meticulously.

We value your time. If you'd like to learn how we can simplify and organize your financial life, please give us a call today!

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